One of the best ways you can prevent identity theft is by having the right protection on your accounts. There are many identity theft protection services which are offered all over the United States, but the most trusted of these services are TrustedID, ProtectMyID, and Lifelock. Picking which one of these services you want to use can be a daunting task, as making sure you're protected with the terms you need is the most important factor of picki [Read More]
Computer Identity Theft
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Service |
Our Review |
ID Theft Guarantee |
Free Trial |
Price |
Full Review |
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|---|---|---|---|---|---|---|
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Best Family Plan |
$1,000,000 |
1 month |
$7.01/mo |
Full Review Visit Site |
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Most Popular |
$1,000,000 |
1 month |
$9.00/mo |
Full Review Visit Site |
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Trusted Brand |
$1,000,000 |
1 month |
$9.95/mo |
Full Review Visit Site |
|
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Top Security |
100% Recovery |
1 month |
$12.00/mo |
Full Review Visit Site |
|
 |
Most Features |
$1,000,000 |
1 month |
$17.99/mo |
Full Review Visit Site |
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Identity Theft Uncovered
Identity theft has been the most reported forms of fraud over the past five years. It is a crime in which an imposter will take pieces of your information without your knowledge or permission to use for their own personal gain. Forms of identity that can be stolen from you range from just a name and address to a credit card, bank card, and social security number. With this information, a criminal can open new credit or debit cards, begin a utility service, write bad checks, or even use your current accounts. They will not pay the bills to these accounts, leaving you in debt with bad credit. The time it takes to unravel the mess that these criminals create is endless. Sometimes even after years of recovery and lawyers, the damage is still not undone
Signs That Your Identity Has Been Stolen
Statistically, most victims take an average of three months before they realize their identity has been stolen. Once all this time has passed, the damage has been done. Bills are through the roof and creditors are calling. Your credit will be bad enough that you will be denied for loans or credit cards. It is important to catch identity theft quickly in order to have the best chance of restoring your name. The following are common signs that your identity has been stolen:
-You no longer receive regular bills in the mail
-Collection agencies are calling your home even though you have paid your bills on time
-You receive bills from institutions you do not do business with
-You mysteriously receive a credit card in the mail that you have not applied for
-Your are denied for a line of credit
What to Do When Your Identity Has Been Stolen
If you do not subscribe to a professional identity protection service, you are in for a long ride. Once you realize your identity has been stolen you will need to file a police report and contact every credit company involved. You may discover you owe money to credit companies you do not do business with. At first, you can file your reports over the phone but you will likely be required to fill out lengthy reports and prove you are not responsible for the bills.
Additionally, you will need to close all accounts and open up new ones that you will need to monitor on a consistent basis. Your credit score will still be poor; you will need to be persistent with credit card companies in order to restore your good name. This may take several months to a year. Be prepared to hire a lawyer to get your reputation restored.
How to Best Protect Yourself
Getting your identity stolen is a risk not worth taking. Hire a professional identity theft protectionservice to ensure that you will not have to be alone in your quest to protect your identity. A protection service will greatly minimize the chances of ever having your identity stolen and will restore your accounts and reputation should something go wrong.